Rates and Insurance
for OCD Therapy
in Lynchburg, VA

Online Across VA, FL, SC, and VT

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Rates*

Current Rates (Licensed Professional Counselor):

Initial Compatibility Consult (15 minutes): complimentary

Initial Intake Session (60 minutes): $210.00

Psychotherapy (45-50 minutes): $160.00

Psychotherapy (75 minutes): $210.00

*Please note: All sessions must be cancelled or rescheduled at least 48 business hours prior to the scheduled appointment time, or you will be charged the full session fee.

Insurance

Neuroqueering Counseling Services is a private pay practice and does not accept insurance.

Reasons Neuroqueering Counseling Services does not accept insurance:

Most health care plans today (insurance, PPO, HMO, etc.) offer little coverage and/or reimbursement for mental health services. Most HMOs and PPOs require “preauthorization” before you can receive services. This means you must call the company and justify why you are seeking therapeutic services in order for you to receive reimbursement. The insurance representative, who may or may not be a mental health professional, will decide whether services will be allowed. If authorization is given, you are often restricted to seeing the providers on the insurance company’s list. Reimbursement is reduced if you choose someone who is not on the contracted list; consequently, your choice of providers is often significantly restricted.
Insurance typically authorizes several therapy sessions at a time. When these sessions are finished, your therapist must justify the need for continued services. Sometimes additional sessions are not authorized, leading to an end of the therapeutic relationship even if therapeutic goals are not completely met. Your insurance company may require additional clinical information that is confidential in order to approve or justify a continuation of services. Confidentiality cannot be assured or guaranteed when an insurance company requires information to approve continued services. Even if the therapist justifies the need for ongoing services, your insurance company may decline services. Your insurance company dictates if treatment will or will not be covered.
Note: Personal information might be added to national medical information data banks regarding treatment.
Insurance companies require clinicians to give a mental health diagnosis (i.e., “major depression” or “obsessive-compulsive disorder” or "bipolar disorder") for reimbursement. Psychiatric diagnoses become a permanent part of your record and may negatively impact you in the following ways:
1. Denial of insurance when applying for disability or life insurance;
2. Company (mis)control of information when claims are processed;
3. Loss of confidentiality due to the increased number of persons handling claims;
4. Loss of employment and/or repercussions of a diagnosis in situations where you may be required to reveal a mental health disorder diagnosis on your record. This includes, but is not limited to, applying for a job, financial aid, and/or concealed weapons permits.
5. A psychiatric diagnosis can be brought into a court case (i.e., divorce court, family law, criminal, etc.).
It is also important to note that some psychiatric diagnoses are not eligible for reimbursement. This is often true for couples/marriage therapy.

Benefits of Not Using Insurance:

These involve enhanced quality of care and other advantages:

You are in control of your care, including choosing your therapist, length of treatment, etc.
Increased privacy and confidentiality (except for limits of confidentiality).
Not having a mental health disorder diagnosis on your permanent medical record.
Consulting with the Clinician on non-psychiatric issues that are important to you that aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, and developing healthy new skills to name a few.

After reading why Neuroqueering Counseling Services LLC and its Clinicians do not accept health insurance, you may still decide to use your health insurance. If you do, please contact your insurance for a list of Providers.

Other Policies

Payment:

Payment is due prior to the time of service. Acceptable forms of payment are credit/debit card, which will be charged via the HIPAA-compliant EHR billing system (Stripe) via Neuroqueering Counseling Services LLC. Due to the virtual nature of telehealth, cash or check payment options are not available. A credit card is required to confirm and hold all appointments. Debit cards and HSA/FSA cards are also accepted, but an alternative credit card is still required to be on file. All fees are collected in full prior to the beginning of service, in accordance with the cancellation/no show policy below.

Cancellation/No Show Policy:

All appointments must be cancelled or rescheduled at least 48 business hours/2 business days before your scheduled appointment time, or you are considered a late-cancellation and will be charged the full session fee. After 15 minutes past your scheduled appointment, you are considered a no-show and will be charged the full session fee. If you join your session late but within the first 15 minutes, you will still be charged the full session fee, and your session time will not be extended.

NOTE: There is no cost or fee to cancel or reschedule your appointment
if you do so with advanced notice of at least 48 business hours/2 business days.

Good Faith Estimate:

As of January 1, 2022, under section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage, both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services (including related costs such as medical tests, prescription drugs, equipment, and hospital fees).
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate,
visit www.cms.gov/nosurprises or call 1-800-985-3059.

Have other questions about rates or insurance?

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*Are you ready to step out of the endless “What if?” trap and finally find freedom from your* *OCD and anxiety*?

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